Blog
Welcome to the MFG Knowledge Center!
The MFG Knowledge Center is an educational place where you can read current articles uniquely written by your Advisor Team at Mersberger Financial Group on a variety of topics each month. Please enjoy the content and check back often for the most recent updates!
Please contact us and let us know what topics you would like to see featured. We would love to hear from you!
We hope that you find this educational and that it helps you to organize your financial life!
Recent Posts
2020 Economic and Market Update
Client Webinar - 2020 Economic and Market Update
Read MoreEasy Ways to Save with ACH
A very common New Year’s Resolution for many of us is to be better with money, whether that be improving our spending habits or saving more. I’m here today to provide an easy tip on how you can save money without even...
Read MoreUtilizing and Understanding the Investment Style Box
Even the most novice of investors have likely seen the ever popular “style box”. While self-explanatory to a seasoned veteran of the investment world, those with limited knowledge of the subject may not realize just how...
Read MoreTariffs and Trade Wars
How will this affect your investments? We have been getting many questions lately from clients regarding the ongoing trade war and tariffs with China and how it will affect their portfolio. This topic has dominated news headlines and...
Read MoreThe Importance of the Chartered Financial Analyst (CFA) Designation
Is your financial advisor educated to give you the best financial advice? What designations do they have? Do they align with your goals? When interviewing and hiring a financial advisor to manager your financial future, there are a...
Read MoreShow All
Let's Talk Beneficiaries
When developing an estate plan, it is important to know what you can do to pass assets directly to beneficiaries. This will help you better decide which estate plan route is appropriate for you when deciding between a Will and a Trust....
Read MoreImportance of an Investment Policy Statement (IPS)
Hi, this is Josh Preiss the Director of trading at Mersberger Financial Group, here today to discuss the role of an Investment Policy Statement or IPS. IPS Definition The Investment Policy Statement summarizes investors’...
Read MoreImportance of Diversification
We are often asked, "Where is the best place to invest?", "What is the hot stock to buy?" or “Mutual Fund A outperformed Mutual Fund B last year, should I sell Fund A and buy Fund B?" At Mersberger Financial Group, we often hear...
Read MoreHow do I know I’m on the right track for retirement: A guide to becoming more financially secure
The biggest question we get when clients and prospective clients walk through our door is “Can I retire?” or “Am I doing the right things to get to retirement?” For most, retirement seems like a goal that is...
Read MoreAre you on the Right Seat?
Are you on the right bus in your careers or your life? Are you in the right seat? Do you have passion in what you do? Is it enjoyable? Do you make a difference in someone’s life every day? If not, consider changing seats or if...
Read MoreMarket Volatility
Whenever the markets decline or enter correction territory, the most common question we get asked as financial advisors is "Should I be selling my market-based accounts?"
Read MoreCommon Behavioral Biases Investors Hold
Many modern financial theories assume market participants are rational and make decisions based on information and empirical evidence rather than with emotions, however, this is often not the case. This article will seek to explain...
Read More529 Savings Plan for When You're Expecting
Have you already started to think of some of the costs associated with having a child? 529 College Saving Plans
Read MoreThe Power of Rebalancing
Is your portfolio continually balanced with your asset allocation as the stock market changes? Are you more or less aggressive than your risk tolerance states?
Read MoreEnvironmental and Social Governance Investing for Investors
Defining Environmental Social Governance (ESG) Investing and how investors may incorporate ESG investing into their portfolios.
Read MoreEmotional Investing During Market Volatility
The impact of emotions on investing to be one of the biggest obstacles we can help our clients overcome.
Read MoreWhat Does Market Volatility Mean for Your Portfolio?
Market volatility reminds us how important it is to stay diversified within your portfolio and to stick with your initial investment strategy.
Read MoreTime Value of Money
Time value of money is one of the most important concepts in finance and states that one dollar is more valuable today than one dollar is a year from now.
Read MoreInvesting in the Stock Market through the Eyes of a Frugal Shopper
Shopping in our everyday lives is very similar to investing in our portfolios and staying true to investment strategies during market volatility.
Read MoreThe Power of the Roth IRA
At Mersberger Financial Group, we are big proponents of the Roth IRA, which we feel is underutilized by many investors.
Read MoreWhat is Asset Allocation?
Many investors wonder how to properly invest their portfolio to give them the best chance of achieving their financial goals. Most people have heard the saying “Don’t put all your eggs in one basket.” Well, what does this mean exactly?
Read MoreHow Investors Use Bond Yield's to Make Investment Decisions
Defining yield to maturity (YTM), reviewing factors which determine a bond’s YTM and how investors can use a bond’s YTM to make investment decisions.
Read MoreTax Tips to Consider
At Mersberger Financial Group, we try to focus on all the areas of planning, one of which includes tax planning strategies.
Read MoreBeing Thankful
As we have entered the holiday season I want to reflect on two themes: being thankful and the joy of giving.
Read MoreSequence of Returns Risk
When people retire, typically the most important question that they have is “Have we saved enough?” and “Will we be able to have the kind of retirement that we have dreamed of?”
Read MoreInflation Risk for Retirees
Many people underestimate or even entirely leave out the impact inflation has over time. Today we want to discuss the risk of inflation and some ways to address this risk in your financial plan and budget.
Read MoreWhen Is The Best Time to Take Social Security?
When to take social security? There are few factors to consider in order to make an informed decision.
Read MoreThe Importance of Personalized Financial Planning
Many people think that when they work with a financial advisor they are receiving customized advice for their particular situation. However, we find that many advisors only concentrate on the "money" and ignore other key areas of...
Read MoreEmployer Retirement Plans
Employer retirement plans are an essential part of retirement in today's world where many companies no longer offer a traditional pension. Here is some insight into the basics of employer retirement plans.
Read MoreThe Various Risks Retirees May Face
As generations continue to age, a tremendous number of people are retiring daily. However, there are many risks retirees should consider planning for and address in order to obtain their dream retirement.
Read More